What loan terms could a student apply for with a Climb loan? Eva June 04, 2019 21:00 Updated Students can apply for a 24 or 36 month loan repayment term. Related articles Do students applying for a Climb loan need to pay a deposit to Product School? What will average payments look like for students? Can students taking courses online apply for a Climb loan? What can I do if I miss a class? Comments 0 comments Article is closed for comments.